I have been chew higher thaning about national health insurance and I used to be for it. But now I am not sure, as there are two focal problems with any national health insurance plan.

The first problem can be summed up briefly. If you have national health affection, the government will run it. contiguous say anything that the government runs efficiently. Think about how happy you are to activate your drivers license. You dread the long lines, the abrasive clerks, their attitude of ” I dont give a damn”. This is the same government that will be running national health insurance. You think you loath your HMO now. You think that CIGNA stands for Called In Got No Answer, just wait until it is taken over by the government clerks.

And lets be real. You think there is too a lot of regime and paper work involved in the health care industry now? PLEASE! once more name one government program that has constantly decreased paper work and administrative costs.

Remember Ronald Reagans famous line. “The scariest phrase in the world is I am from the government and I am here to help you.”

In theory , national health care insurance sounds acute. But the government cannot run anything efficiently, the predicted cost of national health insurance hovers somewhere around one trillion a per annum, and you are assuming the government will hold these costs under control. Okay – you are allowed to snicker here. The words government and cost control do not belong in the same sentence. Again, name one government program known for its sterling cost control efforts.

You may hate Blue Cross, but they have shareholders they must report to. They have a vantage they must make every year. They have an incentive to keep costs under control. What incentive does the government have to keep costs under control?

The other fundamental problem with national health care is the very assumption that it rests upon. staff need health care, therefore the government will provide it. closing time I checked, we already had a private sector providing health insurance.

Now think about that. If the government can take over any private sector interest, since ” people need the product.” , that is , at wise, a very shaky argument. And if the government can take over a private sector business, because “they are charging too much”, that again is a very scary proposition.

Look we all need current. But if I dont pay my bill, the power company will shut off my lights. That is not fair. Over 40 million Americans cannot afford electricity and something must be done about it. The obvious answer is to have the goverrment take over my local electric company and provide me with electricity. That will teach the electric company two teaching. First , do not get into business providing a package people “need”. As with national health care, if the government does not like the task you are doing, they will take you over.

The second lesson. Just like health care premiums, if the electric rates go up too high and the people cannot afford your immersed service, the government can step in, take over, and ensure that everyone has affordable premiums, I mean electric rates.

Hmm – government clerks running your health care. And giving the government permission to take over any business sector providing a vital service – electricity, housing, food, billows – just so government clerks can control the costs. Those are two roads I dont want to go down.

What Is The Definition Of Health Insurance In Texas

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Filed under: Health Insurance

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