What Percent Of Health Care Is Malpractice Insurance

Welcome to the New Class of American worker: BLITES. I am part of a new class of America worker created by the health tenderness crisis. I am a BLITE. And I bet some of your neighbors are too.

A BLITE is a Blue Collar/White Collar worker. He may be a CPA by day, however works for UPS at hour of darkness shuffling packages across the airplane hangar. She may be a public relations counselor-at-law during the day, but eprecisely morning gets up at six to drive a school bus. He may be a real estate source, but spends his evenings at Home Depot stacking shelves.
The reachild? These places and others confer exceptional health protection indemnity benefits.

Here is why I am a BLITE. I worked as a marketing director for a juvenile publishing company. love many small businesses, it struggled to keep up with rising health care fees and passed each boost onto its employees.

Soon, and this is typical of many small businesses, I was having $400 carried out of each paycheck for health insurance premiums. If I received a boost, it was negated by the health premium increases.

So I quit and started my own company. And it is going pretty well. I train on-line courses for various universities and keep up a correspondence speeches for a few company clientele. But I soon noticed that I would get a check for $1,000 and promptly turn around and give it to the health care company. Insurance was costing me easily $1,500 a month, every time you figured in the premium and the high deductible.

What could I do? I was over 50. I had a family of four. My son had a pre-existing illness, mild cerebral palsy and I had been diagnosed with myotonic dystrophy. Not exactly the health prospect insurance companies were lining up to insure. I was not exclusive. Very few workers over 50 do not have pre-exisiting conditions and finding affordable health insurance is as hard as finding a $2 gallon of gas.

So now I drive a bus for the local school district. Get up at six, home by nine. Back at two, home by four. This gives me time to teach online and schedule appointments and work at night.

Why drive a bus ? The school district pays $14 an hour, but who cares. They offer health insurance and from day one my family was fully covered with no deductibles. Thank God for agreement undertakings. That free health insurance saves me at least, as I spoken, $1,500 a month.

I am not unique. I coached damsel Ruth baseball and I noticed very few parents in the stands this summer. Why? One father ran his own CPA business, but worked at UPS at night. Free health insurance. Another mother ran her own public relations firm, and worked at night as a cashier at a local chain super market. The stories went on and on and I noticed that we had become a new class of workers – BLITES.

Perhaps the most unique chronicle was a friend of mine who ran his own web-designing business. But on weekends, he became a blue-collar worker driving strippers to parties. He could walk somewhere else with $400 cash on a good night. You guessed it. He rotated around and gave that money to the health insurance gang.

Is there a health insurance crisis in America ? I dont know. I am not an expert. But I do know that many parents are missing their kids baseball games, many friends work a white collar job during the day and a blue-collar job at night, down for the count home exhausted to start doing it all over tomorrow. Many of us have become BLITES, and the driving cause is health insurance.

Look around your office. There may be a BLITE drowsing off right next to you.

How Many Americans Do Not Have Personal Health Insurance Quote

Filed under: Health Insurance

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